General Insurance: Online General Insurance Plans In India | Bajaj Allianz (2023)

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There is nothing that we can’t help you with. Drive worry-free as you have our round-the-clock assistance

Go anywhere, we are with you. Instant claim settlement within 20 minutes* with Motor on the Spot service

Redefining the way you drive, introducing EV for All. Providing end-to-end solutions for all-electric vehicle needs

Protecting you today and tomorrow. Your health, our care, and we do it with our Claim by Direct Click*

Extend your caring arms for your PAWfect friend with our Pet Insurance

Fill those passport pages with our Travel Insurance and be back with happy memories

Optimum protection against cyber risks and threats with our Cyber Safe Insurance

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Customer Day

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Customer Day at Commerce Zone Branch, Yerwada, Pune

As per IRDAI directive, we are conducting a Customer Day at Commerce Zone Branch, Yerwada, Pune on 30th January 2023, from 10 am to 5 pm.

If you have an existing Bajaj Allianz Health Insurance Policy and have any queries regarding the policy, we will assist you to get them addressed. We firmly stand with the customers in their dire hour of need. We do this with utmost empathy and care.

Respect- Senior Care Rider

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Introducing Respect- Senior Care Rider, a health insurance rider that provides timely assistance to senior citizens making caretaking smarter and easier from anywhere. Many of us may not be physically present with our parents back home due to personal and professional commitments. Regardless of whether you are living with or away from them, you can be their care companion throughout.

Anyone buying a health insurance policy can add Respect- Senior Care Rider with the base policy. If you have an existing health insurance plan with us, you may include it at the time of renewal. A health insurance add-on like this ensures that the physical distance between you and your parents remains no more a point of concern, worry, or stress.

In our journey of care, the Respect- Senior Care Rider will assist your parents and improve their quality of life.

Our care for senior citizens is just a missed call away- +91 91520 07550.

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EV For All

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With increasing demand and use of electric vehicles comes the need to secure them against uncertainties. To build a sustainable and greener future, introducing the Bajaj Allianz EV insurance. We offer services that are unique and address the worries of the customers. Redefining the way you drive, introducing EV For All. Providing end-to-end solutions for all-electric vehicle needs.

Our electric vehicle insurance provides 11 roadside assistance services for the vehicle. The services include a dedicated EV helpline, out-of-energy towing, on-site charging, etc. With our care, get ready to insure the electric future!

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Our country has opened up again, but it is important that we continue taking due precautions.

Always remember to:

✓Wash your hands frequently for at least 20 seconds

✓Always wear a mask while stepping out

✓Practice social distancing of at least 6 ft.

A bit of care you take now, will go a long way in keeping yourselves and your loved ones healthy and safe.

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Know the proposed charges for COVID-19 cases

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(Video) How To Motor First Party Policy Insurance in Bajaj Allianz General Insurance


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What would you like
us to insure?

  • Health Insurance
  • Motor Insurance
  • Travel Insurance
  • Home Insurance
  • Cyber Insurance
  • Commercial Insurance

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Health Insurance:
When an illness knocks on your door, our health insurance plan answers. With Bajaj Allianz by your side, you do not have to think twice before going in for the best medical care.


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Motor Insurance:
Driving on Indian roads is an adventure, and we’re happy to go the distance with you. And the best part? You can become a part of the Bajaj Allianz Motor Insurance family in a mere 3 minutes.
Whether it’s car insurance or a two wheeler insurance cover that you’re looking for, we’ve got you covered.


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Travel Insurance:
Struck by wanderlust? Let Bajaj Allianz be your co-pilot! Our travel insurance plans lets you pack your bags and explore the world, carefree.


General Insurance: Online General Insurance Plans In India | Bajaj Allianz (19)

Home Insurance:
Secure your abode with Bajaj Allianz and be assured that your precious belongings are safe. Our home insurance includes a cover not only for your home but also its contents!


General Insurance: Online General Insurance Plans In India | Bajaj Allianz (20)

Cyber Insurance:
Spending more and more time in the digital world? Cyber insurance from Bajaj Allianz protects you against every malicious bit and byte.


General Insurance: Online General Insurance Plans In India | Bajaj Allianz (21)

Commercial Insurance:
From SMEs to multinationals, Bajaj Allianz delivers commercial insurance solutions that make enterprises secure, confident, and successful.



Wherever you go, we care for you
every step of the way, so that you experience certainty:

  • Motor insurance in 3 minutes!
  • Cashless claim facility
  • 6,500 + network garages
  • 8,000 + network hospitals
  • Customised products and services
  • Quick claim process
  • Customer-first approach
  • PANIndia network partnerships
  • Digitally enabled processes
  • 24*7 assistance

Locate the Nearest Branch

  • Register a Claim
  • Policy Tracker
  • Network Hospital


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Get Health Claims settled by Direct Click
  • Claims up to INR 20,000 can be quickly settled through our app.
  • Download the Caringly Yours app and add your details for swift settlements.
  • Follow 3 easy steps to submit your claim for processing via the app.

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Motor On-The-Spot

The Motor On-The-Spot (OTS) feature cares for you by empowering you to file a claim right from the accident spot using your phone, and offers on the spot settlement as well.

  • Enables you to file claims on-the-go with the Caringly Yours App
  • Allows you to upload all the documents and pictures with a few clicks
  • Helps you get claims up to INR 30,000 for car insurance and INR 10,000 for two wheeler insurance settled within 20 minutes*

Download Caringly Yours App

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Comprehensive protection for your house and belongings
  • Cover your flat/apartment for its actual worth with our 'Agreed Value' plan.
  • Cover your portable equipment even when outside your home.
  • Protection for your valuables like jewellery and works of art, not just in your home but anywhere in India.

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(Video) Bajaj Allianz Criti Care | Bajaj Health Insurance | Critical illness Plan | Review in Hindi | #62

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  • Health Insurance: The Right Age To Begin Investing

  • Amendments tothe Motor Vehicles Act in 2019

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Customer Reviews

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Juber Khan Mumbai

I had a wonderful experience during a recent claim settlement process. Thank you, Bajaj Allianz.

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Why Bajaj Allianz General Insurance?

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Claim ratio : 98%

(Video) Bajaj Allianz Health Insurance Plan 2023 | Bajaj Allianz Wellness Prime (Rider) Policy Review

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Latest award : BAGIC Felicitated among the 50 Most Trusted BFSI Brands in India -2021

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CEO Speak

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Tapan Singhel (MD & CEO)

The Street MBA The Street MBA Education is considered to be an important tool to build a good career and make your mark.

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I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back at a convenient time. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business. Furthermore, I understand that these calls will be recorded & monitored for quality & training purposes, and may be made available to me if required.


Which is the No 1 general insurance company in India? ›

Bharti AXA General Insurance Co. Ltd. IFFCO TOKIO General Insurance Co.

What is General general insurance? ›

General insurance is an agreement between a policyholder and insurer wherein the insurance company protects your valuable assets from fire, theft, burglary, or any other unfortunate accident. Often, general insurance is confused with life insurance.

What are the two types of general insurance? ›

4 Different Types of General Insurance in India
  • Home Insurance. As the home is a valuable possession, it is important to secure your home with a proper home insurance policy. ...
  • Motor Insurance. ...
  • Travel Insurance. ...
  • Health Insurance.

How can I check my Bajaj Allianz general policy? ›

Bajaj Allianz offers call services through which you can contact them for queries related to your policy.
  1. Call on 1800-209-7272 for any service-related questions or queries.
  2. Call on 1800-209-4040 if you have any queries related to the purchase process or renewal of your insurance policy.

Which is the most trusted insurance company in India? ›

  • Star Health Insurance.
  • Care Health Insurance.
  • Aditya Birla Health Insurance.
  • HDFC ERGO Health Insurance.
  • ICICI Lombard Health Insurance.
  • Bajaj Allianz Health Insurance.
  • Niva Bupa Health Insurance.
  • Reliance Health Insurance.

Which insurance is best in India? ›

Top 10 Life Insurance Policies in India
  • HDFC Life Click 2 Protect Plus. Term.
  • SBI Life eShield. Term.
  • Future Generali Care Plus. Rural.
  • Aviva i-Life. Term.
  • Birla Sun Life BSLI Protect@Ease Plan. Term.
  • Max Life Online Term Plan Plus Basic Life Cover. Term.
  • LIC's Jeevan Pragati Plan. Endowment.
  • PNB MetLife Mera Term Plan. Term.
Jan 11, 2023

What are the 3 main types of insurance? ›

Then we examine in greater detail the three most important types of insurance: property, liability, and life.

What does general insurance cover? ›

General insurance covers non-life assets - such as your home, vehicle, health, travel – from floods, fire, thefts, accidents and man-made disasters.

What is general insurance limit? ›

Also known as your coverage amount, your insurance limit is the maximum amount your insurer may pay out for a claim, as stated in your policy. Most insurance policies, including home and auto insurance, have different types of coverages with separate coverage limits.

Which of the following is not covered under general insurance? ›

Medical treatment expenses for pregnancy and abortion is not covered under health insurance. Even if it is a caesarean section or complication due to pregnancy, insurers do not consider pregnancy as a condition to be included in a health insurance plan.

What are the 5 most common types of insurance? ›

Home or property insurance, life insurance, disability insurance, health insurance, and automobile insurance are five types that everyone should have.

What is the cost of insurance called? ›

An insurance premium is the amount of money an individual or business pays for an insurance policy. Insurance premiums are paid for policies that cover healthcare, auto, home, and life insurance.

How can I check my insurance policy details? ›

Visit the website of the Insurance Information Bureau, which is framed by the Insurance Regulatory and Development Authority of India (IRDAI), and enter the registration number of your car to check the details of your car insurance cover.

How can I check my insurance policy status? ›

Go to the website of the Insurance Information Bureau (IIB) of India and check your policy status. Go to the Parivahan Sewa website and check the policy status. Checking car insurance status on VAHAN App. Visit your Regional Transport Office (RTO)'s website and know your policy status.

How do I get my Allianz insurance statement? ›

All statements and notices will be delivered to the email you registered with Allianz Life. You may also log-on to MyAllianz to access your policy details, statements and notices.

What is the World No 1 insurance company? ›

Ping An Insurance Group

Which is top 5 health insurance company in India? ›

The Best 5 Health Insurance Plans in India in 2021
  • Aditya Birla Health Insurance.
  • Bajaj Finserv Health Limited.
  • Niva Bupa Health Insurance.
  • Manipal Cigna Health Insurance.

Who is the top five insurance company? ›

The five largest health insurance companies by membership are UnitedHealth Group, Anthem, Aetna, Cigna and Humana.

Which insurance is best for claim? ›

Top 10 Claim Settlement Ratio Health Insurance/Medical Insurance Companies in India
  • ICICI Lombard Health Insurance Company.
  • Bajaj Allianz General Insurance Company Limited.
  • Care Health Insurance Company Limited.
  • National Insurance Company Limited.
  • Reliance General Insurance Company Limited.

Which type of insurance is best? ›

Term insurance is the purest and most affordable among the types of insurance policy in which, you can opt for a high life cover for a specific period.

What are the 4 types of insurance that everyone should have? ›

There are, however, four types of insurance that most financial experts recommend we all have: life, health, auto, and long-term disability."

What are 4 insurance plans? ›

The types of health insurance plans you should know are:

Preferred provider organization (PPO) plan. Health maintenance organization (HMO) plan. Point of service (POS) plan. Exclusive provider organization (EPO)

What are the 10 benefits of insurance? ›

Benefits of Insurance Coverage
  • Provides Protection. Insurance coverage does reduce the impact of loss that one bears in perilous situations. ...
  • Provides Certainty. Insurance coverage provides a feeling of assurance to the policyholders. ...
  • Risk Sharing. ...
  • Value of Risk. ...
  • Capital Generation. ...
  • Economic Growth. ...
  • Saving Habits.
Nov 9, 2022

What are the disadvantages of general insurance? ›

The drawbacks include:
  • Does not 'reduce' risk: General insurance is only a risk transfer mechanism, but that does not mean that the chances of the loss arising have reduced.
  • Moral Hazard: Once the individual gets the asset insured, he might become ignorant towards its safety.

What type of risk does general insurance cover? ›

General insurance helps us protect ourselves and the things we value, such as our homes, our cars and our valuables, from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents, travel mishaps – and even from the costs of legal action against us.

What are the 7 main types of insurance? ›

How many Types of Insurance are there? The types of insurance are Life Insurance, Car Insurance, Health Insurance, Two Wheeler Insurance, Home Insurance, fire insurance, marine insurance, and Travel Insurance, etc. What Are The Types Of General Insurance?

What is minimum premium in general insurance? ›

Minimum Premium — the least amount of premium to be charged for providing a particular insurance coverage. The minimum premium may apply in any number of ways such as per location, per type of coverage, or per policy.

What is the 80 rule in insurance? ›

Most insurance companies require homeowners to purchase replacement cost coverage worth at least 80% of their home's replacement cost in order to receive full coverage.

What is the 80/20 Rule insurance? ›

The 80/20 Rule generally requires insurance companies to spend at least 80% of the money they take in from premiums on health care costs and quality improvement activities. The other 20% can go to administrative, overhead, and marketing costs.

Does insurance cover MRI scan? ›

Yes. Most diagnostic tests are covered by health insurance plans, including the cost of tests like X-rays, blood tests, MRIs and so on. However, these are covered only when they are associated with the insured patient's stay in the hospital.

Which insurance is most important and why? ›

Health insurance

Health insurance is the single most important type of insurance you'll ever buy. That's because if you don't have health insurance and something goes wrong, it's not just your money at risk -- it's your life.

Which insurance are most important and why? ›

Health insurance is arguably the most important type of insurance. A 2016 Kaiser Family Foundation/New York Times survey found that one in five people with medical bills filed for bankruptcy. With a stat like this, investing in health insurance can help you prevent a significant financial hardship.

Is insurance a monthly cost? ›

What is it? A premium is the amount of money charged by your insurance company for the plan you've chosen. It is usually paid on a monthly basis, but can be billed a number of ways. You must pay your premium to keep your coverage active, regardless of whether you use it or not.

Which is the lowest term insurance? ›

List of 10 Top Cheapest Term Life Insurance Plans in India for 2022
Plan NameSum Assured (Minimum)Policy Term (in years)
ICICI Prudential iProtect Smart Term Plan₹ 50 lakhs30
Bajaj Allianz Smart Protect Goal Term Plan₹ 50 lakhs30
PNB MetLife Mera Term Plan Plus₹ 10 lakhs75
Kotak e-Term Plan₹ 25 lakhs30
6 more rows

What is a monthly premium? ›

The amount you pay for your health insurance every month. In addition to your premium, you usually have to pay other costs for your health care, including a deductible, copayments, and coinsurance. If you have a Marketplace health plan, you may be able to lower your costs with a premium tax credit.

How can I download my insurance policy? ›

How to Get Insurance Copy Online?
  1. Visit the official website of the insurer from where you purchased your car insurance.
  2. Login to your account by entering the requested details, such as your policy number, name, phone number, etc.
  3. After logging in, go to the option of downloading the motor policy document.

How can I check my policy status without login? ›

The Life Insurance Corporation of India provides an SMS number. It can be used to verify the status of a policy without having to register. You need to SMS ASKLIC<policy number>STAT to 56767877 from your registered phone number. Certain official and government procedures require proof of an individual's existence.

How do I check my policy number? ›

Here are seven ways through which you can find your motor insurance policy number:
  1. Policy Document. ...
  2. Insurer's Website/ Mobile App. ...
  3. By Vehicle Number. ...
  4. Via Insurance Agent. ...
  5. Telephonic Assistance. ...
  6. Visit Nearest Branch of the Insurance Provider. ...
  7. Insurance Information Bureau (IIB)

How long does it take for an insurance policy to be approved? ›

This is usually the longest part of the underwriting process. If the process goes smoothly, and you are able to secure a medical examination within 3-5 days, the life insurance application process could take as little as 2-3-4 weeks and as much as 6-8 weeks.

How long does it take to get an insurance policy check? ›

Once a valid claim has been made, it will typically take between 14 and 60 days to receive the payment from the insurance company, and usually it occurs within 30 days.

How long does it take Allianz to pay out? ›

It will usually take 5- 10 working days for you/your intermediary to receive payment of your claim. Will the cheque go directly to me or my insurance intermediary? If you have a direct policy with Allianz you will receive the cheque/payment.

How long does it take for Allianz to pay a claim? ›

Once I've submitted my beneficiary claim form packet, how long will it take to process? Upon receipt of the required documents, we will process your claim within 10 business days or within the applicable state requirements.

Does Allianz give full refund? ›

For a full refund of your premium, you must cancel within 15 days of your plan purchase (depending on your state of residence) and must not have filed a claim or departed on your trip. Premiums are non-refundable after this period.

Which is the fastest growing general insurance company in India? ›

Kotak Mahindra Life insurance company limited is one of India's best and fastest-growing insurance companies.

Which general insurance company has best claim settlement ratio in India? ›

Among the best general insurance service providers in India, IFFCO Tokio has a claim settlement ratio of 95.82% in 2022.

Who is the biggest insurance agent in India? ›

1. MIBL or Mahindra Insurance Brokers Ltd. Mahindra Insurance Brokers Ltd. is a subsidiary company of Mahindra & Mahindra Financial Services Ltd.

What is the No 1 insurance company in the world? ›

Berkshire Hathaway

Which is the largest insurer in India? ›

Max Life Insurance Company founded in the year 2000 is the largest non-bank private sector insurance company in India. Max Life Insurance Company is a joint venture between Indian Max India Ltd, a multi-business Indian corporation and Mitsui Sumitomo Insurance Company, a Japanese Insurance Company.

Which insurance policy is best? ›

Top 10 Life Insurance Policies in India
Plan NamePlan TypePolicy Term (Min/Max)
Aditya Birla Sun Life InsuranceTerm10 years to 55 years
SBI Life eShieldTerm5 years to 30 years
HDFC Life Click 2 Protect PlusTerm10 years to 40 years
Aviva i-LifeTerm10 years to 35 years
6 more rows

Which broker is best for insurance? ›

  • #1: Marsh & McLennan Cos. Inc.
  • #2: Aon PLC.
  • #3: Willis Towers Watson PLC.
  • #4: Arthur J. Gallagher & Co.
  • #5: Hub International Ltd.
  • #6: Brown & Brown Inc.
  • #7: Truist Insurance Holdings Inc.
  • #8: Acrisure LLC.
Jul 12, 2022

Which is the best health insurance company in India for senior citizens? ›

Best Health Insurance Plans for Senior Citizens
Health Insurance Plans for Senior CitizensAge Criteria
Aditya Birla Activ Care Insurance PlanMin: 55 years Max: 80 years
Bajaj Allianz Silver Health PlanMin: 46 years Max: 70 years
Bharti AXA Smart Super Health Insurance PlanMin: 18 years Max: 65 years
22 more rows

Which is the cheapest health insurance in India? ›

Affordable Health Care Plans in India
Insurance CompaniesHealth PlansSum Insured (Rs.)
Niva Bupa (Formerly known as Max Bupa) Health InsuranceCompanion Individual Health Plan3 Lakh-1 Cr.
Manipal CIGNA Health InsuranceProHealth Plan2.5 Lakh- 1 Crore
National Health InsuranceNational Parivar Mediclaim PlusUp to 50 Lakh
21 more rows

Which insurance company has the highest customer satisfaction? ›

U.S. News Rating

USAA is the best insurance company in our ratings. According to our 2023 survey, USAA customers report the highest level of customer satisfaction and are most likely to renew their policies and recommend USAA to other drivers.

Which insurance company pays highest commissions in India? ›

Max Life has paid 6.5% of total premium or Rs. 1,236 crore to agents in FY 2021. Max Life and LIC are the highest commission paying life insurers in India as their commission outgo is in excess of 5.5% of their total premium income, shows LIC's draft IPO prospectus. Max Life pays the highest commission to agents.

What is the claim settlement ratio of Bajaj Allianz General Insurance 2022? ›

The claim settlement ratio of Bajaj Allianz Life Insurance is 98.48% for the financial year 2021-22 as per IRDAI Annual Report. This is considered a high CSR which means for every 100 claims received, 98 claims are settled.


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